Use the GBP bank transfer method to deposit GBP and receive USDC, or use Faster Payments to send GBP to your own eligible UK bank account. The own-account requirement applies to this method in both directions.
Before you start
These instructions cover the web flow. Button and field names below use the English web labels; translated explanations do not guarantee the same labels appear in your selected interface language. Use only a method shown for your account in Cash. Availability depends on your region, account type, verification and the selected banking route. Complete the terms or verification requested before transferring. Use the exact currency, bank details and any reference shown for that method; bank details for one rail are not interchangeable with another.
How to deposit GBP
Open https://www.ether.fi/app/cash/bank and choose GBP, then the offered GBP bank transfer method.
Complete the displayed terms or verification. Copy the account/payee name, sort code, account number and any instructions exactly as shown.
Send GBP from a bank account in your own name. Save the confirmation. Do not use somebody else’s account to fund this method.
How to send funds
Enter your full legal name, individual/business account type, sort code and account number. This is an own-account payout method: you must check This is my own account, and the recipient bank account must belong to you.
Open https://www.ether.fi/app/cash/send and select New Recipient, or choose a saved recipient and check the details.
For a new recipient, choose the currency, select the method if prompted, enter a Nickname and complete the required fields, review the details and select Save Recipient. Saving a recipient does not send money.
Choose an eligible asset under Pay with. Check which currency the amount field uses and review the amount the recipient will receive. Complete any verification requested.
Select Review. In Confirm Payment, check Recipient Details, Transfer Details, the total to be deducted, fees, exchange rate and any displayed arrival estimate. Complete Memo or Purpose Code only where requested.
Select Sign & Send and complete the security prompts. Use View in History to check the status; a submitted payment is not necessarily delivered. Check the original payment before retrying.
Fees and conversion
Funding on the standard route: £0.90 + 0.20% FX. Review the current deposit disclosure before sending.
Outgoing fees and conversion are shown in the quote. The quoted conversion can vary on weekends and bank holidays.
Review the fee shown in Cash before you confirm; this is the fee that applies to your transfer. The deposit fee does not describe the cost of an outgoing payment. Fees and conversion can depend on the banking route and source asset. Your sending bank or intermediary banks may charge their own fees.
Processing times
GBP funding is commonly credited within minutes, but may take a few hours depending on the sending bank or any required review. Outgoing Faster Payments timing is shown before confirmation; do not treat the funding estimate as a payout guarantee.
Example
Illustrative deposit-fee calculation: for a £1,000 deposit with a disclosed £0.90 fixed fee and 0.20% FX fee, the percentage component is £2.00, for £2.90 in those disclosed fees before any bank charges. The USDC credited depends on the applicable exchange rate. This is not a live quote.
Frequently asked questions
Can I receive or send third-party transfers?
No for this method: GBP Faster Payments funding and payouts require an account in your own name. Do not use the general bank-transfer FAQ as permission to fund this method from, or send through this method to, somebody else’s bank account.
What limits apply?
There is no universal ether.fi minimum for bank-transfer deposits. Individual methods may have a minimum, maximum or provider/compliance limit. Follow the amount and limits shown in Cash; availability of a currency does not guarantee every recipient or amount is eligible.
My transfer is delayed or shows Action Required
Open Transaction History and select the transfer. If it shows Action Required, select Provide details, answer the questions, upload the requested documents and submit your response. If a response deadline is shown, submit before it expires. A response does not guarantee approval or immediate completion. If no action is required and the applicable processing timeframe has passed, contact ether.fi Support with the transfer reference or receipt, amount and currency, date/time and a screenshot of the status.
Can I cancel a transfer or recover a failed payment?
Do not assume a submitted transfer can be cancelled. If you sent to incorrect details, or a transfer failed or was returned, contact ether.fi Support with the payment reference. Support can help check its status and available next steps. Do not resend while the original transfer is being checked.