Yes, you can use SEPA to fund/send your Cash account in EUR or send EUR to a supported bank account. For deposits, you can choose EURC or USDC.
Who can use SEPA?
Who can use SEPA?
Eligible members with a supported EUR bank account in the SEPA zone.
Transfers must be sent in EUR.
How long does SEPA take?
How long does SEPA take?
SEPA Instant deposits: accepted where your sending bank supports SEPA Instant; transfers commonly arrive instantly or the same day.
Standard SEPA deposits: 1–2 business days.
Outgoing SEPA: timing is shown in your quote before confirmation.
How do I deposit via SEPA?
How do I deposit via SEPA?
Open Cash → Add Funds → Bank → EUR → SEPA.
Accept the terms if prompted, copy the bank details and reference exactly as shown, then initiate a EUR transfer.
How do I withdraw via SEPA?
How do I withdraw via SEPA?
Open Cash → Send → Bank → EUR → SEPA.
Enter recipient bank details, then review the quote before confirmation.
What fees apply?
What fees apply?
Funding: receive EURC for €0.90, or USDC for €0.90 + 0.15% conversion fee.
Outgoing EUR SEPA: €0.90 + any applicable FX conversion. The final quote is shown before confirmation.
Can I receive third party deposits?
Can I receive third party deposits?
Third party deposits are supported. For a first deposit, we recommend sending funds from a bank account in your own name where possible.
Some transfers may require additional documentation, regardless of the amount transferred. This may trigger our banking provider’s compliance steps.
Why do I need additional documentation?
Why do I need additional documentation?
Some transfers may require additional documentation, regardless of the amount transferred. This may trigger our banking provider’s compliance steps.
Are there limits?
Are there limits?
ether.fi does not apply membership-tier-based bank-transfer limits or fees. Individual transfer methods may still have provider, compliance, transaction, or rolling limits. Any applicable limit or fee is shown before confirmation.
What is the minimum?
What is the minimum?
There is no universal ether.fi minimum for bank-transfer deposits. Some withdrawal methods may have a provider- or rail-specific minimum, shown before confirmation.
My transfer is taking longer than usual
My transfer is taking longer than usual
Most transfers proceed normally. If a transfer is taking longer than expected, open Transaction History and select it. Some transfers may show Action Required; if so, provide the requested information directly there and submit it. If no action is required and the applicable timeframe has passed, contact support with the transfer receipt or payment confirmation, amount and currency, transfer date/time, and destination account if applicable.