To ensure a secure and compliant transaction environment, certain merchant categories are not authorized for processing. These restrictions help maintain regulatory standards and align with internal risk policies. Below is a clear list of merchant categories that are currently not accepted.
MCC | Category |
2892 | Explosives |
3484 | Low Caliber Guns |
4829 | Wire Transfer - Money Order |
5122 | Drugs, Drug Proprietaries, Druggist Sundries |
5542 | Automated Fuel Dispensers |
5932 | Antique Shops |
5933 | Pawn Shops |
5937 | Antique Reproductions |
5944 | Jewelry Stores |
5960 | Direct Marketing - Insurance |
5962 | Direct Marketing - Travel Related Arrangement Services |
5964 | Direct Marketing - Catalog Merchants |
5965 | Direct Marketing — Combination Catalog and Retail Merchants |
5966 | Direct Marketing - Outbound Telemarketing Merchants |
5967 | Direct Marketing - Inbound Telemarketing Merchants |
5969 | Direct Marketing (Not Elsewhere Classified) |
5972 | Stamp & Coin Stores |
5993 | Cigar Stores and Stands |
6010 | Financial Institutions - Manual Cash Disbursements |
6011 | Financial Institutions - Automated Cash Disbursements |
6012 | Financial Institutions - Merchandise & Services |
6050 | Quasi Cash - Member Financial Institution |
6051 | Quasi Cash |
6211 | Security Brokers/Dealers |
6513 | Real Estate Agents and Managers - Rentals |
6529 | Remote Stored Value Load - Member Financial Institution |
6530 | Remote Stored Value Load |
6531 | Payment Service Provider - Money Transfer |
6532 | Payment Transaction - Member Financial Institution |
6533 | Payment Transaction - Merchant |
6534 | Money Transfer - Member Financial Institution |
6535 | Value Purchase - Member Financial Institution |
6536 | MoneySend Intracountry |
6537 | MoneySend Intercountry |
6538 | Mastercard MoneySend Funding Transaction |
6540 | POI Funding Transactions |
6555 | Mastercard Initiated Rebate/Rewards |
6611 | Overpayments |
6760 | Savings Bonds |
7272 | Escort Services |
7273 | Dating or Escort Services |
7280 | Hospital Patient Personal Funds Withdraw |
7297 | Massage Parlors |
7322 | Debt Collection Agencies |
7800 | Government - Owned Lotteries |
7801 | Government Licensed Casinos (Online Gambling) |
7802 | Government Licensed Horse/Dog Racing |
7948 | Organización de Carreras |
7995 | Betting (lottery tickets, casino chips, wagers, etc.) |
8631 | Labor Unions |
8651 | Political Organizations |
8661 | Religious Organizations |
9223 | Bail and Bond Payments |
9401 | I-Purchasing Pilot |
9405 | Intra-Government Purchases (Government Only) |
9411 | Government Loan Payments |
9700 | International Automated Referral Service (Visa Use Only) |
9701 | Visa Credential Server (Visa Use Only) |
9702 | GCAS Emergency Services (Visa Use Only) |
9721 | Asuntos Internacionales (Embajadas) |
9754 | Gambling - Horse Racing, Dog Racing, State Lotteries |
9950 | Intra-Company Purchases |
9399 | Government Services |
5681 | Furriers and Fur Shops |
9402 | Postal Services—Government Only |