When you become an ether.fi member:

ether.fi issues you a Turnkey Externally Owned Account (EOA/Member Vault)
This wallet is created during registration but only you have access to it
ether.fi never has access to your EOA's private keys or funds

Your ether.fi membership Vault provides a secure, self-custodial foundation for all membership benefits and platform interactions.

What is Turnkey?

Turnkey is a flexible, secure wallet infrastructure that powers ether.fi member's Vaults. It uses advanced cryptography to protect private keys while maintaining true self-custody. When you become an ether.fi member, your account is created within a segregated sub-organization on the Turnkey platform—ensuring that only you have access to your credentials and keys. This institutional-grade solution eliminates single points of failure while giving you complete control over your digital assets.

Learn more about Turnkey here.

ether.fi Vault

ether.fi Membership account holders have access to an alternative to typical banking services, built on blockchain security, and grants you your own non-custodial Safe for asset management that powers ether.fi services such as Cash.
Your ether.fi Safe combines the security of multisig technology with the flexibility of modular functionality, giving you both protection and control over your assets.

Your Vault's ownership structure

When you sign up as an ether.fi Member, a Turnkey signer is automatically created for your account. This Turnkey signer serves as the owner of your Vault and can only be accessed by you — never by ether.fi. For additional security, you can download the private key for your turnkey signer at any time — coming soon.

FAQS

Do I control my funds?

Yes. Your Vault is non-custodial. Only you can authorize transactions according to your Vault’s signature rules. ether.fi cannot access or move your funds.

Does ether.fi or Turnkey have my private keys?

No. Neither ether.fi nor Turnkey can access your private keys or sign transactions on your behalf.

Where is my private key stored?

Your private key is generated and secured within Turnkey’s Trusted Execution Environments (secure enclaves). It is never exposed outside these enclaves and can only be used when you explicitly authenticate.

Can I export or download my private key?

Not yet. Direct private-key export for your Turnkey signer is planned and will be available in a future update.

If I can’t export my key yet, is this custodial?

No. Even without key export, your Vault remains non-custodial. Transactions require your explicit cryptographic authorization, and ether.fi cannot bypass or override this.

What is a Turnkey signer?

A Turnkey signer is your personal signing authority. It is created for your account and acts as the owner of your Vault. Only you can authorize its use.