How to Earn Points
You can gather membership points through three main activities:
Staking - Earn points for staking ETH (eETH/weeth, weehts and weethk), BTC (eBTC) or USD (eUSD).
Liquid Vaults - Points for holding and using Liquid
Using your Cash Card - Points for transactions with your Ether.fi Cash card
How the Point System Works, Monthly Reset and Tier Updates
Points reset every calendar month - your count starts fresh each month
Immediate tier upgrades - once you earn enough points for a higher tier or have the corresponding amount of staked ETHFI, you're upgraded instantly
Tier maintenance required - you must maintain your point threshold each month to keep your tier level
Membership Rewards, ETHFI Rewards Distribution,
Every 3 months - bonus ETHFI rewards are distributed to all members,
Based on total points earned - your cumulative points over the 3-month period determine reward size
Tier level matters - your membership tier also factors into reward calculations
Points are tracked - even if your tier changes, all points earned are captured for rewards
Where to check your current points, tier and summary
Click in Your Membership tab
Click View Activity
Screenshot of member tab.
How to link External Wallets (EOAs)
When you link an external wallet to your Ether.fi account:
Immediate point assignment - all eligible points from your linked wallet are instantly added to your membership account
Historical activity counts - previous staking and liquid token activity is recognized such as ETHFI staking
How to Link a Wallet
Click on the Account Icon on either mobile or web, and select "Manage Linked Wallets."
You’ll see two options:
"Connect Another Wallet" – use this if you want to connect a new wallet
"Link a Wallet" – use this if you're already connected with the wallet you want to link
To connect a new wallet:
Make sure to connect your desired external wallet using WalletConnect or your browser wallet (like Rabby Wallet, Binance Wallet or MetaMask).
Once connected, click "Sign to Authenticate" to confirm and link your wallet.
If you’ve already selected your wallet, you can skip the “Connect Another Wallet” step and proceed directly to linking.
Once your wallet is linked, all eligible past and future activity from that wallet will count toward your membership points.
Tier changes and physical cards
Cards issued will always work - your physical card continues functioning regardless of tier changes, it will just self adjust to the current tier.
Benefits adjust automatically - cashback percentages and other perks update to match your current tier
No card replacement needed - upgrades and downgrades happen seamlessly
For our pre-orders of Cash:
If you pre-ordered your Cash card:
1-year tier protection - your tier upgrade is guaranteed for one full year
Key Takeaways
Stay active across staking, liquid tokens, and card usage to maximize points
Your tier can upgrade instantly by staking ETHFI
All points count toward quarterly ETHFI rewards, regardless of tier changes
Physical cards adapt to your tier automatically without replacement
The membership system is designed to reward consistent engagement while providing flexibility and protection for active users.