Accessing Your Account Limits
Your "Vault" page, click the account menu located on the top right of your screen to find your "Settings"
To view and manage your spending limits:
Scroll down to the "Spending limits" section
Here you'll see and be able to edit your Account current limits and available amounts
Accessing Your Card Limits
Head to your "Cash" tab through the app and click on the card you want to see or edit limits. After clicking on it, you'll see "Spending limits" section.
Click the arrow on the right to show it's menu:
Understanding the Two Limit Types
Card Limits
Card limits apply specifically to individual cards and control spending on a per-card basis.
Daily card limit
Default: $5,000.00 USD
Applies only to the specific card
Refreshes every 24 hours
Can be edited as needed
Vault Limits
Vault limits apply across your entire account and all cards associated with it, providing broader spending control.
Daily vault limit:
Default: $10,000.00 USD
Applies across all cards on the account
Refreshes every 24 hours
Monthly vault limit:
Default: $10,000.00 USD
Applies across all cards on the account
Refreshes monthly
How Limits Work Together
Your spending is controlled by whichever limit is reached first. For example:
If your card daily limit is $500 and vault daily limit is $10,000, you'll be limited to $500 per day on that specific card
If you have multiple cards, each card's daily limit contributes toward your overall vault limits
Monthly vault limits provide an additional layer of control over longer periods
Limit Refresh Times
Daily limits: Reset every 24 hours from when they were last refreshed
Monthly limits: Reset on a monthly cycle
Real-time tracking: See exactly when your limits will refresh next
This dual-limit system gives you granular control over spending while maintaining security across your entire crypto card account.
Card Creation Limits
To prevent abuse and excessive card creation, we’ve introduced limits on how many virtual and physical cards a user can have active at one time.
Card Limits by Tier
Each tier has a certain number of free cards, and a maximum number of allowed cards.
Tier | Free Virtual Cards | Max Virtual Cards | Free Physical Cards | Max Physical Cards |
Core | 1(Amount may differ by region) | 5 | 0 | 1 |
Luxe | 4 | 10 | 1 | 2 |
Pinnacle | 10 | 50 | 2 | 4 |
VIP | 50 | 50 | 2 | 2 |
💡Note: Virtual cards are not free for users in Indonesia, Malaysia, Philippines, Argentina, Colombia, and Thailand. Virtual card fees may vary by region.
Card Fees by Tier
Each tier has their own fee for additional virtual or physical cards. This fee is payable from your account balance when you order an additional card.
Tier | Virtual Card Fee | Physical Card Fee |
Core | $10 | $50 |
Luxe | $10 | $100 |
Pinnacle | $10 | $100 |
VIP | $0 | $0 |
Still have some questions?
If you have any additional questions or need further assistance regarding your card & vault limits, please feel free to contact our support team via email at support@ether.fi or through live chat. We're always happy to help.