You can repay eligible loans in Borrow using liquidUSD, liquidRWA, or liquidEUR directly from your Cash account without selling your Liquid vault tokens first.
The repayment is processed in your loan's borrowed currency, and the corresponding Liquid vault tokens are deducted from your account.
Which Liquid vault tokens can I use to repay my loan?
The supported repayment options depend on the currency of your outstanding loan.
Liquid vault token | Supported loan currency |
liquidUSD | USDC |
liquidRWA | USDC |
liquidEUR | EURC |
Note: Repayment using liquidEUR is only available to members who have EURC borrowing enabled on their accounts.
How does repayment using Liquid vault tokens work?
When you repay your loan using a supported Liquid vault token:
Select the Liquid vault token you want to use for repayment.
Enter the amount you want to repay, either in the borrowed currency or the Liquid vault token, or select Max.
Review the repayment quote, which shows the amount of Liquid vault tokens required based on the current vault price, including any applicable fees.
Confirm your repayment.
Once processed, your loan is repaid in the borrowed currency, and the required Liquid vault tokens are deducted from your account.
You do not need to sell or convert your Liquid vault tokens manually before repaying.
What are the repayment limits?
Repayment limits depend on the Liquid vault token you use and your KYC verification status.
Liquid vault token | KYC-verified members | Non-KYC members |
liquidUSD | $10,000 | $10,000 |
liquidRWA | $10,000 | $2,500 |
liquidEUR | $10,000 | $2,500 |
These limits apply within a rolling 24-hour period.
Your maximum repayment amount also depends on:
Your outstanding loan balance.
Your available Liquid vault token balance.
Your remaining daily repayment limit.
Available liquidity for processing repayments.
Any applicable repayment restrictions.
The lowest applicable limit determines how much you can repay.
Individual account limits may also vary.
Are there any restrictions?
Yes. Certain repayment methods have additional restrictions.
liquidUSD: There is no additional borrowing lockout period.
liquidRWA: You cannot use liquidRWA to repay debt borrowed within the previous seven days.
liquidEUR: You can only use liquidEUR for repayment if EURC borrowing is enabled for your account. There is no additional borrowing lockout period.
All repayments remain subject to the applicable limits and available liquidity.
Can I repay my full loan balance?
Yes. You can select Max to repay your outstanding loan balance, provided you have sufficient Liquid vault tokens and your repayment is within the applicable limits.
If your repayment is within $0.01 of your full outstanding loan, the system accounts for a small amount of accrued interest to help prevent a remaining balance.
You will never be charged more than your outstanding loan amount.
Why might my repayment fail?
Your repayment may be unsuccessful for several reasons.
Daily repayment limit reached
If you've reached your daily repayment limit, you'll need to wait for the rolling 24-hour window to clear before making another repayment.
Account health requirements
Your repayment may be rejected if it would cause your account to fall below the required health threshold.
Repayment restrictions
Certain repayment methods have additional restrictions.
For example, liquidRWA cannot be used to repay debt borrowed within the previous seven days.
Additionally, repayment using liquidEUR is only available if EURC borrowing is enabled for your account.
Where can I view my repayments?
You can review your borrowing and repayment activity in your Cash account's transaction history.
Still have questions?
If you have questions about repaying your loan using liquidUSD, liquidRWA, or liquidEUR, reach out to Support by clicking the chat icon in the bottom-right corner.