When a transaction requires a currency conversion, ether.fi applies the prevailing FX base rate (~1%). Depending on your membership tier, an additional FX markup may be applied on top of the base rate.
Membership Level | Additional FX Markup |
Core | 0 to 0.5% |
Luxe | 0 to 0.25% |
Pinnacle | None |
VIP | None |
The additional FX markup is reflected in the final converted transaction amount.
Note: Refund transactions are processed using the FX rate applied when the refund is settled, not necessarily the same rate as the original purchase. The final settlement rate may differ slightly due to intermediary bank fees, network adjustments, or settlement timing.
💡 For more information about how exchange rates are calculated and why your final conversion rate may differ from estimates, see:
https://help.ether.fi/en/articles/304414-what-s-the-foreign-exchange-fx-rate-used-on-cash-transactions