Use these instructions on the ether.fi Cash website. Currency and method options depend on your account, verification and current availability. Proceed only if the option is visible, and complete any displayed verification or terms before transferring.
Availability and preparation
AUD deposits are available to eligible accounts. AUD local payouts are currently in beta and are not available to every account. Both directions require a bank account in your own name.
Deposit into Cash
Open https://www.ether.fi/app/cash/bank and choose Select currency → Australian Dollar (AUD).
Choose AUD bank transfer if a method chooser appears. Complete the verification or terms shown to obtain your transfer details.
Copy the displayed Bank details, including BSB and Account number. Check Account type and use the displayed payee/company name exactly; Bank name and Company name may appear when supplied. You can use Copy all. Do not replace these details with another account’s details.
Review Processing time, fees and any transfer instructions. Send AUD from your own bank account using the current details shown in Cash; check the payee and amount before authorizing the bank transfer.
Check Cash for the deposit status and USDC credit. A bank transfer confirmation is not confirmation that the funds have been credited.
Send from Cash
Open https://www.ether.fi/app/cash/send → Send → New Recipient → Add Recipient.
Under Currency, select AUD in Fiat currencies; use Search currencies if needed. Under Method, choose the offered method. This step may be skipped when only one method is available.
Enter Nickname and the required recipient details below. Add Default memo only if offered. Choose Continue, review the details, then Save Recipient.
Select the saved recipient. Complete Start Verification if prompted. If the method is unavailable or verification is pending, do not assume the transfer can proceed.
Enter an amount and check the currency of the amount field. Under Pay with, check the source asset and amount. To target a particular AUD receipt, verify the quoted destination amount is that amount in AUD; do not assume a number entered in a source-asset field is the recipient’s AUD amount.
Review the destination amount, source amount, Exchange rate, Fee and Typically arrives in estimate. Choose Review.
In Confirm Payment, check Recipient Details and Transfer Details. Complete Memo where supported and Purpose Code only when requested. Check the latest quote before choosing Sign & Send.
Use View in History to follow the transfer. Submitted or initiated does not mean the recipient has received the funds.
Recipient details
Local transfer: Nickname, Full Name, Account Type (Individual or Business), Financial Institution, BSB Code (6 digits), Account Number, Street Address, City, Postal Code, Country and State. Check any preselected values. You must check This is my own account; AUD local payouts are to your own account only.
Fees and exchange rates
The AUD deposit fee is 0.50 AUD. Fee-only example: for a 100 AUD deposit, the stated deposit fee is 0.50 AUD. This example does not calculate an exchange rate or the USDC credited; check the displayed conversion and final amount. Your bank may apply its own charges.
Deposit fees and payout fees are separate. A payout uses the live quote: review the fee, exchange rate, amount debited and amount received before signing. Do not apply the deposit fee to a payout. The displayed transfer terms and latest quote determine the amounts for your transfer.
Processing time
The deposit estimate is Same day; AUD local payout shows 1-2 days. Follow the current Processing time or quote estimate. These are estimates, not guaranteed deadlines; bank processing and verification can affect completion.
Frequently asked questions
Can someone else fund my Cash account?
Use your own bank account. Do not assume third-party deposits are accepted, including after a first deposit or above or below any particular amount. Ask support before arranging a transfer from someone else.
Can I send AUD to someone else?
No: the AUD local payout flow requires This is my own account. Use an account in your own name.
What if I see Action Required?
Open the request, provide the requested information and supporting documents, and submit your response by the displayed deadline. If the request has expired or you cannot submit, contact support. A request for information does not mean the transfer has completed.
What if a transfer is delayed or the details are wrong?
Check the current status and any information request. Contact support with the currency, amount, date and transfer reference or bank receipt. Do not send another transfer just because the first one is pending.
Can I cancel a transfer or get it returned?
Do not assume a submitted bank transfer can be canceled. Check the transfer’s available actions and contact support promptly. Cancellation, return eligibility, timing and any fees depend on the transfer; neither cancellation nor a return is guaranteed.